Windmills on a field during a cold winter day in central Manitoba. Photo: Alexis Stockford

Winter downtime: Get your farm records together

Winter is an ideal time to revamp your farm’s financial record keeping, leading to better business decisions and a less stressful tax season

Winter is an ideal time to revamp farm financial record keeping, leading to better business decisions and a less stressful tax season in 2026.



No Easy Recovery Options For Hog Producers

If you’re a hog farmer in a financial mess, there are three ways to get out of it – earn, refinance or sell out. Unfortunately, not one of them is easy, financial consultant Andrew DeRuyck told the recent Manitoba Swine Seminar in Winnipeg. Most producers would prefer to earn their way out if possible. It

Retirement Needs A Plan For Time As Well As Money

Retirement planning isn’t just about retiring from a career, it’s about retiring to a new phase of living, two consultants who specialize in farm financial planning said last week. What’s key is being clear about what you want and preparing for it, said Ag Days speakers Mark Sloane and Andrew DeRuyck. The two western Manitoba


Personalized Gift Cards

Gift cards instead of actual presents seem to be gaining in popularity as they are less expensive to mail and provide the recipients with freedom of choice. To add a personal touch, wrap the gift cards so as to give a hint as to the contents. To do so, you will need to save the

Choosing which debts to pay first

Threats by debt collectors to ruin your credit score should not be a reason to move the debt to higher priority. Are you faced with making decisions on which debts to pay first due to lack of or limited income? You are not alone. Here’s some guidelines to help you set priorities. Always pay for