drought soil

Canada’s farm safety net wasn’t built for this kind of drought

Experts say current business risk management (BRM) programs were not designed to help farmers through droughts that last multiple years

Canada’s business risk management programs were designed as a safety net for one-time shocks. Experts say multi-year droughts are exposing a structural gap — and the fix requires a fundamental shift from paying for losses to preventing them.



David Van Deynze, chief product officer with Manitoba Agricultural Services Corporation (MASC), speaks during the opening day of Manitoba Ag Days 2026. Photo: Alexis Stockford

Whole-farm insurance may cut premiums and boost coverage

A long-running MASC program combines crops into single insurance calculation, recognizing rotation choices that reduce risk

A whole-farm approach to crop insurance, such as the often-overlooked Crop Coverage Plus plan in Manitoba, may be better for some operations compared to the usual crop-by-crop option.






a red tractor obscured in dust while working in dry soils. Pic: Alexis Stockford

The double-edged sword of being an agricultural innovator

Canadian agriculture needs innovation and resilience, but being first in line also means taking on risk, sometimes without much of a safety net

A new report suggests Canada’s farmers have been “overly reliant” on business risk management programs such as crop insurance, AgriStability and AgriRecovery as “the only risk management solution.” Should farmers now go out on a limb trying new ways to mitigate those risks?