Catastrophic crop loss highlights need for small-farm insurance
It was shaping up to be a banner year for Justin Girard. Hearts and Roots, which Girard runs with wife Britt Embry, is a certified organic farm that sells veggies through farmers’ markets, wholesale and Instagram-worthy subscription boxes. But on July 14, instead of shots of glistening greens or farm dog Merle, Hearts and Roots
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